Your financial life,on Stellar.
Solvo is a self-custodial mobile finance app on Stellar built for EU-based freelancers. Invoice clients in EUR or USD, get paid via bank transfer or crypto, receive EURC or USDC on Stellar, and generate tax reports, all in one app.
Free to start · No bank account needed · Your keys, your money
Instant Approval
100% Private
SECURE
Your wallet is your
financial home.
Hold EURC and USDC directly in your self-custodial Stellar wallet. Send them globally in seconds for fractions of a cent, with no middleman, no account approval, and no withdrawal limits.
Fast settlement, typically in seconds.
Payments confirm faster than a card swipe, for fractions of a cent.
Truly self-custodial
Your keys never leave your device. Solvo's servers never see them.
Built for humans
Bank-grade power with an interface that feels effortless.
GET PAID LIKE A PRO
Your back office,down to one app.
Stop stitching together five tools to get paid and stay compliant. Solvo does invoicing, payment links, and tax reports in one flow.
Built for the way money moves now.
You invoice clients across borders and get paid in two currencies. Solvo is one calm place where the money you earn lands instantly, stays easy to track, and goes wherever you do.
Send a link. Get paid in seconds.
No more the wire is processing.
Issue invoices in EUR or USD for global clients and share a payment link. Built for EU-based freelancers, Solvo supports regular bank transfer or crypto payment flows and converts in the background so you receive EURC or USDC on Stellar.
We picked the chain built to move money.
Solvo brings EU freelancers and remote workers onto Stellar by turning everyday invoicing and payments into on-chain settlement flows with EURC and USDC. We are building a self-custodial mobile finance layer that routes real freelance income through Stellar rails instead of fragmented banking paths.
Our goal is to make Stellar the default settlement layer for cross-border freelance work in Europe by onboarding non-crypto-native users through a simple invoice-to-payment flow.
Not a bank. Not an exchange. Not a DeFi maze.
Everything freelancers usually need four apps for, in one you actually own.
You hold the keys
Solvo
Yes
Bank
No
Exchange
No
Raw DeFi
Yes
Get paid by link or invoice
Solvo
Yes
Bank
No
Exchange
No
Raw DeFi
No
Automated tax report
Solvo
Yes
Bank
No
Exchange
Partial
Raw DeFi
No
Serious security you never have to think about.
Self-custodial
Your key lives on your device only, secured by hardware.
Biometric lock
Face ID or fingerprint on every sensitive action.
On-chain transparency
Every position and payment is verifiable on Stellar.
No server-side signing
Our servers never hold, see, or touch your key.
Stop waiting on money that is already yours.
Instant settlement. No pending. No bank hours.
Earn in dollars. Save in euros. Spend anywhere.
Invoice in EUR or USD, settle on Stellar, and stay in control.
The freelancer's unfair advantage.
Get paid faster, keep more, and simplify invoicing and tax reporting.
The freelancer's unfair advantage.
Get paid faster, keep more, and let the rest wait for the next invoice.
Invoicing, payments —without the busywork.
Create invoices, send payment links, and export a tax report in minutes. One app instead of four.
Self-custodial by design
Your private key is generated on your devices. Solvo's servers never see it. You are the sole owner of your wallet.
Payment links & invoices
Create invoices in EUR or USD and share a payment link. Clients can pay via regular bank transfer or supported crypto, and Solvo converts in the background to EURC or USDC with a professional PDF invoice attached.
Automated tax reports
Solvo reads your full Stellar transaction history and generates a ready-to-submit report. FIFO, LIFO, or average cost.
VAT Calculator
Automatically calculates and itemizes VAT on every invoice based on your client's country. The correct rate is applied as you create the invoice.
Tax Vault
When a payment arrives, Solvo sets aside the percentage you choose into a separate Tax Vault, so your tax money stays organized and ready when you need it.
Late Payment Reminders
Solvo monitors invoices against incoming Stellar transactions. If a due date passes, your client gets an automatic reminder.
Proof of Income
Generate a verifiable income statement from Stellar transaction history in one tap, with entries backed by on-chain hashes.
Recurring Invoices
Set up a retainer once. Solvo re-issues invoices weekly, monthly, or on a custom schedule and notifies you when paid.
Client Book
Store client details, payment preferences, and invoice history in one place, then create repeat invoices in seconds.
FAQ
Questions people ask before joining.
Short answers on invoices, conversion, fees, and custody.
Can I issue invoices in EUR or USD?+
Yes. Invoice in EUR or USD. Your client pays via regular bank transfer, with no crypto needed. It automatically arrives as EURC or USDC in your Solvo wallet.
What if my client pays in crypto?+
Send a payment link and your client can pay in supported crypto assets. Solvo converts in the background so you receive EURC or USDC.
Where do fees apply?+
Fees can apply to conversion, network settlement, and specific rails like cards or bank transfers. Solvo shows costs before you confirm a transaction.
Do I keep custody of my wallet?+
Yes. Solvo is self-custodial. Your keys are generated on your device and do not leave it.
Can I move funds to my bank account?+
Yes. When needed, you can convert and send funds to a bank account via SEPA-supported flows.